The Gift Nobody Talks About: Buying a Home Before Interest Rates Rise

by Joanie Jacques, Realtor

Imagine this: It’s mid-December. The holidays are in full swing, but your friend just closed on a beautiful new home—and you missed out. Why? They acted before interest rates crept up, while many buyers waited for spring.

The Real Holiday Secret

Most people think the “perfect time” to buy is after the holidays or in spring. But savvy buyers know that interest rates don’t take a holiday break. Even a small increase can add thousands to your mortgage over time.

How to Turn the Season Into Your Advantage

Act While Rates Are Favorable: Check current rates and compare them to recent trends. Small differences now can save big later.
Work With an Expert: Joanie Jacques can help you understand market timing and negotiate smartly.
Plan Your Move Efficiently: Year-end closings mean fewer competing buyers and more motivated sellers.

Bottom Line

Buying a home during the holidays isn’t just possible—it can be a strategic gift to yourself that keeps on giving. Don’t wait for spring if rates are rising.

Call Joanie Jacques at 813-401-6101 or click here to get your free guide on holiday home buying strategies.